INDEPENDENT, DYNAMIC AND ENTREPRENEURIAL BROKING

Unlocking Capacity Beyond Domestic Boundaries: Costero’s Global Specialty Advantage

Across the world, MGAs, InsurTechs, and coverholders are seeking ways to remain agile as customer expectations shift and specialty risks become increasingly complex. Yet finding dependable capacity, particularly for non-standard or catastrophe-exposed business, remains one of the industry’s most persistent challenges.

The top 5 benefits of becoming a Lloyd’s coverholder – and how to make it happen faster

If you’re building or scaling an MGA or InsurTech, winning capacity and distribution is half the battle. Becoming a Lloyd’s coverholder gives you a powerful route to achieve this – unlocking global licences, diverse syndicate capacity and long-term resilience. Working with an expert like Costero means you can get approved quickly and keep growing confidently. Below, we’ll unpack the key benefits, the market context for 2025, and how our specialist team helps MGAs and InsurTechs navigate the process at an accelerated pace.

Digital attacks on real-world infrastructure and operations: Why cyber property damage insurance belongs on the business agenda

Cyber incidents are no longer only about stolen data and IT downtime. As more machines, buildings and infrastructure are controlled by software and connected to the internet, a digital intrusion can cause very real-world harm for organisations and industries: damaged equipment, halted production and complex liabilities.

State of the Global Insurance Market: Q3 2025

As the year continues, economic shifts, geopolitical dynamics, natural catastrophes and technological developments are influencing risks and opportunities for insurers and brokers worldwide. As we navigate an ever-evolving insurance landscape, this report provides a concise overview of key trends and developments shaping the global insurance market today.

In a wave of Lloyd’s broker consolidation, independence brings unique benefits

London’s broker landscape is changing fast. A wave of consolidation has seen many smaller and mid-sized Lloyd’s brokers folded into a handful of global groups. In a market that thrives on speed, relationships and deep expertise, size isn’t everything. As an independent Lloyd’s broker, Costero can move faster, stay closer to you, and tailor solutions without the constraints that can come with public-company or private-equity ownership.

How next-gen digital infrastructure is changing the game for organisations, and why a new level of cyber insurance is vital

Explore how technologies like blockchain, cryptocurrency, DeFi, smart contracts, NFTs, AI and Web3 are transforming the business landscape – and how the right cyber insurance can keep organisations trading when things go wrong.

Getting the right extreme-weather property insurance for clients in U.S. coastal states

Explore the challenges faced by MGAs and coverholders in protecting commercial property against hurricane, flood and hail risks – and how Costero’s In-House Property Binder and Deductible Buy-Down solutions can help.

Protecting business against cyber crime with innovative insurance for AI-enabled fraud and social engineering scams

Learn how to get the right cover for the latest deepfake scams and invoice fraud with an expert cyber insurance partner