Contractors All Risks including Plant and Equipment

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Bespoke Contractors All Risks Insurance for Plant and Equipment

Our clients are both commercial and domestic construction companies where exposures lie during the building or construction process. customers will typically be commercial building contractors who may also use contractor’s plant and equipment in their day-to-day business We focus for middle-market commercial businesses which operate with turnover ranging from £200k to £10m but can place larger risks where required.

Coverage includes:

 

  • Contract Works and Materials
  • Plant Owned
  • Personal Effects
  • Other Property Continuing Hire Charges
  • Plant Hired

Packages include but are not limited to:

 

  • Contract Works
  • Employees Tools
  • Contractors Plant & Equipment
  • Hired-in Property

Additional Coverages Available:

 

  • Automatic increase: up to 25% of the limit of liability stated in the schedule, during the period of insurance.
  • Expediting expenses up to £50,000 incurred to avoid delay in completion of contract works following damage

 

  • Breakdown of plant hired or plant on free loan
  • Storage up to £250,000 at any location within the territorial limits other than the site
  • Subcontractors

 

Subcontractors includes subcontract works for which the Insured is responsible:

 

  • Basement Contractors
  • Bricklayers/Ground workers
  • General builders including enabling works
  • Carpentry & Joiners
  • Steel erection

 

 

  • Electricians
  • Flooring contractors
  • Civil engineering
  • Office and shop fitting

 

Our Experts

David House Head of UK Wholesale, Residential, & Delegated Authorities

Speak to our Experts

Our expert knowledge of these product classes, combined with our passion and dedication to completely understand our clients’ business needs.