Insights

Insights  |  October 30, 2025

The top 5 benefits of becoming a Lloyd’s coverholder – and how to make it happen faster

If you’re building or scaling an MGA or InsurTech, winning capacity and distribution is half the battle. Becoming a Lloyd’s coverholder gives you a powerful route to achieve this – unlocking global licences, diverse syndicate capacity and long-term resilience. Working with an expert like Costero means you can get approved quickly and keep growing confidently. Below, we’ll unpack the key benefits, the market context for 2025, and how our specialist team helps MGAs and InsurTechs navigate the process at an accelerated pace.

Insights  |  October 15, 2025

Digital attacks on real-world infrastructure and operations: Why cyber property damage insurance belongs on the business agenda

Cyber incidents are no longer only about stolen data and IT downtime. As more machines, buildings and infrastructure are controlled by software and connected to the internet, a digital intrusion can cause very real-world harm for organisations and industries: damaged equipment, halted production and complex liabilities.

Insights  |  September 26, 2025

In a wave of Lloyd’s broker consolidation, independence brings unique benefits

London’s broker landscape is changing fast. A wave of consolidation has seen many smaller and mid-sized Lloyd’s brokers folded into a handful of global groups. In a market that thrives on speed, relationships and deep expertise, size isn’t everything. As an independent Lloyd’s broker, Costero can move faster, stay closer to you, and tailor solutions without the constraints that can come with public-company or private-equity ownership.

Insights  |  September 9, 2025

How next-gen digital infrastructure is changing the game for organisations, and why a new level of cyber insurance is vital

Explore how technologies like blockchain, cryptocurrency, DeFi, smart contracts, NFTs, AI and Web3 are transforming the business landscape – and how the right cyber insurance can keep organisations trading when things go wrong.

Insights  |  August 27, 2025

Getting the right extreme-weather property insurance for clients in U.S. coastal states

Explore the challenges faced by MGAs and coverholders in protecting commercial property against hurricane, flood and hail risks – and how Costero’s In-House Property Binder and Deductible Buy-Down solutions can help.

Insights,  News  |  August 14, 2025

Protecting business against cyber crime with innovative insurance for AI-enabled fraud and social engineering scams

Learn how to get the right cover for the latest deepfake scams and invoice fraud with an expert cyber insurance partner

Insights  |  July 16, 2025

7 ways organisations can protect overseas personnel with crisis management insurance

In an increasingly volatile world, organisations with personnel operating in geopolitical hotspots face unprecedented risks.

Insights,  Market Reports  |  July 2, 2025

State of the Global Insurance Market: Q2 2025

In 2025, geopolitical dynamics, economic shifts, and technological advancements are influencing risks

Insights  |  June 2, 2025

Preparation for the unthinkable: Why liability insurance for active assailant incidents can be vital

In today’s world, organisations ranging from churches and schools to shopping malls and stadiums face

Insights  |  May 7, 2025

Mitigating media risks: Why every organisation today needs specialist media liability insurance

Learn why media liability insurance is now vital for all kinds of public-facing organisations, including retailers, brands and non-profits.

Insights  |  April 30, 2025

Exploring AI liability insurance: New protections for fast-evolving business risks

Learn how the growing wave of AI-related law cases is driving the need for specialist insurance coverage that protects business innovators.

Insights  |  April 17, 2025

Delivering end-to-end confidence in your marine and cargo insurance with efficient claims

Learn why a responsive in-house claims service matters in marine and cargo insurance – and the advantages of a truly integrated broker team.